Commercial Investment Capital Group, Inc.
Regional Banks have lending footprints in different chunks of the country (Northeast, Southeast, etc.) & have the ability to fund larger, relationship driven transactions. Like local banks & credit unions, a deposit relationship is required. Interest Rate pricing is generally more favorable, especially if the Borrower can bring a strong treasury management relationship.
$500,000 to $20,000,000
Eligible Property Types:
Most Property Types
Owner Occupied & Investment
Loan to Value:
Up to 85% of property appraised value
Typical Interest Rate:
5.50% to 7.00%
1.10x to 1.25x
5, 10, 15 Year Balloon & 20-30 Year Amortization
Yield Maintenance or Step Down - negotiable
Minimum Credit Score: